Health insurance is a vital way to protect you and your family. Employer-sponsored health insurance remains the most common how Americans get coverage, but Medicare and Medicaid also cover millions of Americans. Also, individual health insurance and the Affordable Care Act exchanges are a way to get coverage.
Here are answers to some of today’s most common questions about shopping for health insurance.
Am I still required to have health insurance?
Congress ended the individual mandate penalty that required nearly all Americans to have health insurance. This means the federal government won’t fine you for not having insurance at tax time. That said, a handful of states have their own mandates that require health insurance. So, if you live in California, the District of Columbia, Massachusetts, New Jersey, Rhode Island or Vermont, you’ll need health insurance in 2020 or face a penalty.